Casino Payment Fees in Canada: The Hidden Costs Players Miss
When picking online casinos in Canada, most players focus on games, bonuses, and fast payouts. One key detail is often overlooked, which is the payment fees. This factor comes into play while depositing or cashing out winnings, and it can affect how much money you actually receive. We’ll explain all about the fees in this guide so you know how best to manage them.
Why Payment Fees Matter in Online Gambling
If you win at an online casino, there’s always the excitement of getting a payout. However, if the charges are too high, they’ll eat a good part of the money. For instance, a 5% withdrawal fee on a CA$100 win means losing CA$5 instantly. That’s the basic reason why you should pay attention to fees at CA casino sites.
Furthermore, casino payment fees matter when funding your account. Let’s say you plan to deposit and play with CA$50. If there’s a 5% fee on the transaction, you’ll have to adjust your budget to CA$47.5.
As experts at ReviewCasino, we also find payment charges crucial for transparency. If a casino has fees, it should be open and straightforward about them. A platform that deducts from deposits and payouts without informing you is not trustworthy.
Common Casino Payment Methods in Canada (2025)
You’ll come across several payment methods at online gaming sites in Canada. Based on our tests, these are the average casino charges to expect from each one:
| Payment method | Deposit Fee | Withdrawal Fee |
| Interac | Usually free, but some casinos charge 1–2% | CA$1–CA$5 flat fee or up to 2% |
| Credit / debit cards (Visa, Mastercard, Maestro) | 2–5% in cash advance fees from banks | CA$2 or more, depending on the receiving bank |
| E-wallets (PayPal, Skrill, Jeton, EcoPayz, Neteller, EzeeWallet) | Often free, but can be up 2% | 1–3% per withdrawal, plus possible fixed service fee |
| Mobile wallets (Apple Pay, Google Pay, AstroPay) | Generally free from casinos, but mobile providers may add 1–3% | Usually not available for withdrawals |
| E-vouchers (Paysafecard, Flexepin, Neosurf, Cash2Code) | Often 5–10% markup when purchased at retail outlets | Usually not available for withdrawals |
| Bank transfer (Trustly, Instant Banking, iDebit, Klarna, Giropay, iDEAL, Bancontact) | Sometimes free, but can be up to CA$15 | CA$2–$20 per transaction or higher, depending on bank and amount |
| Crypto (Bitcoin, Ethereum, Tether, Litecoin, Solana) | Free from casinos, but blockchain network fees apply | Also based on blockchain gas fees |
Generally, the fees vary by casino and payment provider. In some cases, the platform may absorb the charges on your behalf.
Hidden Casino Payment Fees Players Overlook
Experience has shown us that not all charges at online gaming sites are obvious. You may have to deal with a payment fee hidden away in the T&Cs if you don’t read the fine print. These are four major examples we’ve come across:
- Low payout charges: Some Canadian casinos have a flat payment fee if you choose to withdraw below the minimum limit. This can be as high as CA$5.
- Inactivity fee: Just as the name suggests, this charge applies if you’ve not logged in for a long time. The casino will take the cuts from your balance as opposed to making your account dormant.
- Third-party processing fees: Most times, Canadian casinos list no fees among their selling points. While that is true, the payment processor they use can come with native charges.
- Cash advance interest (for credit cards): If you’re depositing using a credit card, it could count as a cash advance. In that case, you get billed a one-time fee or high interest rates.
How to Avoid Payment Fees at Online Casinos
It’s natural not to want a casino payment fee when transacting on gaming sites. The good news is that you can avoid them with the right strategy. Here are some practical tips we recommend:
| Use Interac more: | Since it’s a native payment method in Canada, most Interac casino transactions have no fees. Also, some sites absorb the cost. |
| Skip traditional bank options: | If you can, pick eWallets and mobile services over debit cards and bank transfers. Such traditional payment channels often have processing charges. |
| Pick casinos that support CAD: | This tip applies if you’re playing at offshore gaming sites. If the platform supports CAD by default, you won’t have to worry about currency conversion fees. |
| Bundle your payouts: | Some Canadian casinos have a fixed withdrawal payment fee, regardless of amount. To avoid high charges, you can request payouts for relatively higher amounts and not separate smaller sums. |
| Watch the crypto market: | Our last tip is for depositing and cashing out with cryptocurrency. You can avoid huge gas fees by monitoring the market and transacting when it’s less volatile. |
